Country specific Account & Card rules
Great Britain
Here you will find country specific information about our Account & Card Account Information APIs and their implementation rules.
Individual customers
Payment Accounts
We will deliver PSD2 Payment Accounts for Individual customers.
Accounts API Attributes for British Individual customers
In the below document you'll find which attributes are applicable for British Individual customers, as well as other rules for Accounts (e.g. the maximum number of transactions).
Accounts API Attributes GB Individuals document
Card Accounts API Attributes for British Individual customers
In the below document you'll find which attributes are applicable for British Individual customers, as well as other rules for Card Accounts (e.g. the maximum number of transactions).
Corporate customers
Consent flow
To make the Consent flow easier for accessing GB Corporate accounts, we have removed the requirement for TPPs to enter a customer number in the PSU-Corporate-ID field (in the header). Instead, TPPs who want to access GB Corporate accounts should input the value UNKNOWN into the PSU-Corporate-ID field. As a result of the TPP entering UNKNOWN, after the customer has authenticated themselves in the SCA flow, they will be presented with a list where they can either select Individual (if they have access to Individual accounts) or the name of the Corporate(s) that they have access to. The customer can only make one selection per Consent.
It's important to note that if PSU-Corporate-ID is left blank, we will assume it is an Individual customer and if they aren't (because they only have access to Corporate accounts), then the signing will return an error.
Payment Accounts
We will deliver PSD2 Payment Accounts for Corporate customers.
Corporate mandate
For the end user / agent (PSU) to be able to access the Corporate customer's account information or make payments, they need to have the appropriate permissions as per the Corporate mandate. An end user's permissions can be updated by the Corporate customer's administrator in the Handelsbanken online services or by contacting their local branch.
Accounts API Attributes for British Corporate customers
In the below document you'll find which attributes are applicable for British Corporate customers, as well as other rules (e.g. the maximum number of transactions).