Payment Accounts

We will deliver PSD2 Payment Accounts for Individual customers.

Transactions

For Individual banking customers, the maximum period of transactions retrieved for accounts and cards is 13 months back from today and the maximum number of transactions is 1,000. A message will be delivered if the number of transactions to be retrieved exceeds the maximum. If this is the case, please limit the search.

Please do not try to search further back than 13 months when retrieving transactions with the Card Accounts API because there will be no response. We are working on an appropriate error message for this.

Search transactions
- There's an option to search for transactions by entering a date interval.
- The results show transactions by valueDate order.
- Only booked transactions are delivered. Pending transactions are not included.

Rules for date intervals:
1) If dateTo is not provided, it is set to the current date (i.e. today). If dateFrom is provided, transactions are delivered between dateFrom and dateTo (today).
2) If dateFrom is not provided, it is set to 30 days back from dateTo. Transactions between dateFrom and dateTo are delivered.
3) If dateTo and dateFrom are not provided, dateTo is set to the current date (i.e. today) and dateFrom is set to 30 days back from today. Transactions between dateFrom and dateTo are delivered. e.g. 2020-01-01 - 2020-01-31.

Payment Accounts

We will deliver PSD2 Payment Accounts for Corporate customers.

Account details

For Corporate banking customers, an Available Balance is only delivered for Current Accounts.

Pending debit card transactions (which are not delivered) may cause the Current Balance and Available Balance to differ. Also, uncleared cheques may cause the Current Balance, Available Balance and Cleared Balance to differ.

Transactions

For Corporate banking customers, the maximum period of transactions that can be retrieved is 13 months back from today and the maximum number of transactions is 10,000. A message will be delivered if the number of transactions to be retrieved exceeds the maximum. If this is the case, please limit the search.

Search transactions
- There's an option to search for transactions by entering a date interval.
- The results show transactions by valueDate order and do not include pending transactions.
- Only booked transactions are delivered. Pending transactions are not included.

Rules for date intervals:
1) If dateTo is not provided, it is set to the current date (i.e. today). If dateFrom is provided, transactions are delivered between dateFrom and dateTo (today).
2) If dateFrom is not provided, it is set to the same date as dateTo. Only transactions for one day are delivered.
3) If dateTo and dateFrom are not provided, they are both set to the current date (i.e. today). Only transactions for today are delivered. e.g. 2020-01-31 - 2020-01-31.

PSU-Corporate-ID

When sending in a request using our Consent API, you need to add a "PSU-Corporate-ID" into the header. For British Corporates, this is a 6 digit Handelsbanken customer number which can be found in Corporate Online Banking under the heading 'Account overview'. 

Corporate mandate

For the end user / agent (PSU) to be able to access the Corporate customer's account information or make payments, they need to have the appropriate permissions as per the Corporate mandate. An end user's permissions can be updated by the Corporate customer's administrator in the Handelsbanken online services or by contacting their local branch.