Payment Accounts

We will deliver PSD2 Payment Accounts for Individual customers.

Account details

In the Account list and Account details, if the "ownerName" is followed by the abbreviations "e/o" (Dutch) or "cj" (English) it means it’s a joint payment account. If the "ownerName" is followed by the abbreviation "cs" it means the person is a member of a payment account group with a minimum of 2 members.

Transactions

For Individual banking customers, the maximum period of transactions that can be retrieved is 13 months back from today and the maximum number of transactions is 999. If no period (from date - to date) is specified, then we will only deliver the last 30 days back from today, and no more than 999 transactions. A message will be delivered if the number of transactions to be retrieved exceeds the maximum. If this is the case, please limit the search.

The "remittanceInformation" of a transaction (if applicable) is made up of "Naam / Referentie" and "Rekeningnummer / IBAN / Nummer" e.g. “M.A. Janssen NL00HAND0123456789”.

Search transactions
- There's an option to search for transactions by entering a date interval.
- The results show transactions by bookingDate order and then by “amount” in ascending order (top to bottom).
- Only booked transactions are delivered. Pending transactions are not included.

Rules for date intervals:
1) If dateTo is not provided, it is set to the current date (i.e. today). If dateFrom is provided, transactions are delivered between dateFrom and dateTo (today).
2) If dateFrom is not provided, it is set to 30 days back from dateTo. Transactions between dateFrom and dateTo are delivered.
3) If dateTo and dateFrom are not provided, dateTo is set to the current date (i.e. today) and dateFrom is set to 30 days back from today. Transactions between dateFrom and dateTo are delivered. e.g. 2020-01-01 - 2020-01-31.

Payment Accounts

We will deliver PSD2 Payment Accounts for Corporate customers.

Transactions

For Corporate banking customers, the maximum period of transactions retrieved is 12 months back from today.

If the period specified is one day, we can deliver a maximum of 999 transactions and if the period is more than one day, then we will deliver a maximum of 500 transactions. A message will be delivered if the number of transactions to be retrieved exceeds the maximum. If this is the case, please limit the search.

Search transactions
- There's an option to search for transactions by entering a date interval.
- The results show transactions by bookingDate order.
- Only booked transactions are delivered. Pending transactions are not included.

Rules for date intervals:
1) If dateTo is not provided, it is set to the current date (i.e. today). If dateFrom is provided, transactions are delivered between dateFrom and dateTo (today).
2) If dateFrom is not provided, it is set to the same date as dateTo. Only transactions for one day are delivered.
3) If dateTo and dateFrom are not provided, they are both set to the current date (i.e. today). Only transactions for today are delivered. e.g. 2020-01-31 - 2020-01-31.

PSU-Corporate-ID

When sending in a request using our Consent API, you need to add a "PSU-Corporate-ID" into the header. For Dutch Corporates, this is a 6 digit Handelsbanken customer number. If the customer does not know their customer number, they can contact their local branch.

Corporate mandate

For the end user / agent (PSU) to be able to access the Corporate customer's account information or make payments, they need to have the appropriate permissions as per the Corporate mandate. An end user's permissions can be updated by the Corporate customer's administrator in the Handelsbanken online services or by contacting their local branch.