Confirmation of Funds API

This API is suitable for providing a quick availability of funds on a specific payment account before a transaction is made. 

New opportunities

By using our PSD2 Confirmation of Funds API, you can retrieve confirmation on whether there are available funds in the customer's account before initiating a transaction.

The latest version of this API now includes a full consent flow.

Please note that both Handelsbanken Denmark and Handelsbanken Norway PSD2 APIs are handled by a third party service provider that requires separate setup and registration.

Supported countries

Our Confirmation of Funds API currently supports Swedish and Dutch customers. Access to the API for customers in Great Britain, Finland and Luxembourg is currently under development.

If you would like to access local APIs for Handelsbanken Denmark and Norway, please follow the links below.

Denmark PSD2 APIs

Norway PSD2 APIs


v2Live Data


Go Live prerequisites

  • Authorised TPP 
  • PSD2 eIDAS certificate
  • Well tested app
  • Live data access

How does it work?

The Confirmation of Funds API can be used to retrieve confirmation of funds on a customer's payment account.

You'll find all the endpoints for this API within the link below, as well as the swagger file. We've included examples and stated which objects are mandatory for the endpoints. You can also read the definitions for each object, both for requests and responses.

The request and response are identical for all countries.

To start testing this API, please follow the Getting Started guide.

Getting Started

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In order to use the Payment Initiation API you must first sign up to create your personal developer portal account. Please follow the link below to sign up.


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Technical Guidelines

Before you start testing our APIs, please read our guidelines where you can find all the technical details you'll need. This guide gives you a clear overview of requests and responses in all our endpoints for AISP, PISP and CBPII flows.

Technical Guidelines