Confirmation of Funds API
This API is suitable for providing a quick availability of funds on a specific payment account before a transaction is made.
The benefits of using our API
By using our PSD2 Confirmation of Funds API, you can retrieve confirmation on whether there are available funds in the customer's account before initiating a transaction.
The latest version of this API now includes a full consent flow.
Our Confirmation of Funds API currently supports customers based in Sweden and the Netherlands. Access to the API for customers in Great Britain, Finland and Luxembourg is currently under development.
If you would like to access local APIs for Handelsbanken Denmark and Norway, please follow the links below.
CoF v2Live Data
- Quick balance check
- Good for card-based
- Secure upcoming
Working with our APIs
For overall guidelines on how to implement our APIs, please head over to Technical Guidelines
For specific Confirmation of Funds guidelines, check out Confirmation of Funds flow
At the very bottom of this page, you'll find a link that will take you to the page where you can subscribe to our API (so you can test it) and under "Explore bundled APIs" you'll find the swagger files.
When you've thoroughly tested our APIs and are ready to go Live, we've created this guide to help you called Live Data Enrollment
Please note that for Handelsbanken Denmark and Handelsbanken Norway, the PSD2 APIs are handled by a third party service provider where you'll need to separately sign-up and register.
Browse and explore API
In order to browse and explore our APIs please use a desktop sized browser.