Confirmation of Funds API

This API is suitable for providing a quick availability of funds on a specific payment account before a transaction is made. 



The benefits of using our API

By using our PSD2 Confirmation of Funds API, you can retrieve confirmation on whether there are available funds in the customer's account before initiating a transaction.

The latest version of this API now includes a full consent flow.



Supported countries

Our Confirmation of Funds API currently supports customers based in Sweden and the Netherlands. Access to the API for customers in Great Britain, Finland and Luxembourg is currently under development.

If you would like to access local APIs for Handelsbanken Denmark and Norway, please follow the links below.

Denmark PSD2 APIs

Norway PSD2 APIs



Availability

CoF v2Live Data

CoF v2Sandbox



Features

  • Quick balance check 
  • Good for card-based
    transactions
  • Secure upcoming
    transactions


Working with our APIs

For overall guidelines on how to implement our APIs, please head over to Technical Guidelines

For specific Confirmation of Funds guidelines, check out Confirmation of Funds flow

At the very bottom of this page, you'll find a link that will take you to the page where you can subscribe to our API (so you can test it) and under "Explore bundled APIs" you'll find the swagger files.

When you've thoroughly tested our APIs and are ready to go Live, we've created this guide to help you called Live Data Enrollment

Please note that for Handelsbanken Denmark and Handelsbanken Norway, the PSD2 APIs are handled by a third party service provider where you'll need to separately sign-up and register.



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