Payment Initiation API

Our Payment Initiation API offers a wide range of payments that our mutual customers can initiate through your innovative financial apps.

The benefits of using our API

By using our PSD2 Payment Initiation API, you can securely offer our mutual customers the ability to initiate a wide range of payments, transfers and cross-border payments, via your services. 

As we operate in multiple countries, further down this page you'll find country specific information relating to the payments available for you to offer. 

Working with our API

When you're ready to start working with our API, head down to the bottom of this page. On the following pages you'll be able to subscribe to the API and explore the swagger files. 

For overall guidelines on how to implement our APIs, please head over to Technical Guidelines

For specific Payment guidelines, check out our Payments flow

For country specific information, head down to the section below. It's important that you read these pages because we've described business and implementation rules that differ depending on the country the customer holds accounts with.

At the very bottom of this page, you'll find a link that will take you to the page where you can subscribe to our API (so you can test it) and under "Explore bundled APIs" you'll find the swagger files.

When you've thoroughly tested our API and are ready to go Live, we've created this guide to help you called Live Data Enrollment

Please note that for Handelsbanken Norway, the PSD2 APIs are handled by a third party service provider where you'll need to separately sign-up and register. The link to their portal can be found in the Country specific section below.

Versions available

Live Data

Payments v1 (SE, FI, NL)

Payments GB v1

Payments LU v1


Payments v1 (SE, FI, NL)

Payments GB v1

Payments LU v1


  • Initiate payments
  • Initiate transfers
  • Initiate cross-border payments
  • Get payment status


Country specific information

As mentioned above, we operate in multiple countries and the payment types available vary depending on which country the accounts are located in. It is very important that you read the Implementation Guidelines, as they provide key details about which fields, formats and values are required for each payment type. To view the country specific information regarding the Payment Initiation API, please click on the links below. 

Browse and explore API

In order to browse and explore our APIs please use a desktop sized browser.

Sign up to explore

In order to explore our Payment Initiation API, you must first create a user account or log in


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