Payment Initiation API

With a single API you can provide services for payments and transfers in all our supported countries.

New opportunities

By using our PSD2 Payment Initiation API, you are able to inititate a wide range of payments, transfers and cross-border payments for our mutual customers. With just this single API you can initiate payments for millions of accounts in our supported countries.

Please note that both Handelsbanken Denmark and Handelsbanken Norway PSD2 APIs are handled by a third party service provider that requires separate setup and registration.

How does it work?

The Payment Initiation API can be used to initiate payments for our mutual customers. You'll find all the endpoints for this API within the links below, as well as the swagger file. We've included examples and stated which objects are mandatory for the endpoints. You can also read the definitions for each object, both for requests and responses.

To start testing this API, please follow the Getting Started guide.

Getting Started


V1Live Data



  • Initiate payments
  • Initiate transfers
  • Cross-border payments
  • Payment statuses

Go Live prerequisites

  • Authorised TPP 
  • PSD2 eIDAS certificate
  • Well tested app
  • Live data access

Country specific information

Here you'll find essential information about the payment types and rules for the below countries. It is very important that you read the Implementation Guidelines within the below links, as they provide key details about which fields, formats and values are required for each payment type.


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Sign up to explore

In order to use the Payment Initiation API you must first sign up to create your personal developer portal account. Please follow the link below to sign up.


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