Upcoming changes in Swedish payment infrastructure

Sweden is facing one of the biggest changes in the history of its payment infrastructure, regarding the updated payment type Credit Transfer. Please refer to the information in the below link.

Updated Information:

Please note that the go-live date for Handelsbanken's new PIS API version 2, which includes the updated SEK Credit Transfer, has been postponed from the 4th of May to the 18th of May. The postponement is due to not all banks having completed their connection to the SEK Credit Transfer infrastructure yet. Despite our revised go-live date, please note that Bankgirot's plan for all banks to be connected by the 14th of April remains unchanged. The sandbox remains open and supports the new functionality in PIS API v2, so you can continue to perform your tests there.

Information regarding SEK Credit transfer

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Handelsbanken APIs

Explore our APIs, test them in our Sandbox, develop your applications and discover the possibilities.

 

Our APIs

The APIs listed below are the PSD2 APIs available as of today. 

Click on the links below to read more information about the APIs such as the country specific pages which contain important business rules and you'll also find a link to all our API products.

 

PSD2 Accounts Information API

 GET /accounts

  "accounts": [
    {
      "accountId": "ae577250-6cf3-11e9-9c41-e957ce7d7d69",
      "iban": "SE5460000000000403333911",
      "bban": "403333911",
      "currency": "EUR",
      "accountType": "Current Account",
      "bic": "HANDSESS",
      "clearingNumber": "6295",
      "name": "Vacation Account",
      "ownerName": "John Smith",
      "_links": {
        "transactions": {
            "href":"/accounts/5a72e1531b6586f34a0d7ce3/transactions"
        }
      }
    },

Our Account Information API provides you with our our mutual customers' account information, balances and transactions. Please visit our product information page to find out more.

Account Information API

 

PSD2 Card Account Information API

 GET /card-accounts

  "cardAccounts": [
    {
      "accountId": "ae577250-6cf3-11e9-9c41-e957ce7d7d69",
      "cards": [ 
        { 
          "maskedPan": "5123********3283" 
        } 
      ], 
      "currency": "SEK",
      "product": "Platinum",
      "creditLimit": { 
        "currency": "SEK", 
        "amount": 2000 
      }, 
      "balances": [  

      "balances":  
    {
      "accountId": "ae577250-6cf3-11e9-9c41-e957ce7d7d69",
      "iban": "SE5460000000000403333911",
      "bban": "403333911",
      "currency": "EUR",
      "accountType": "Current Account",
      "bic": "HANDSESS",
      "clearingNumber": "6295",
      "name": "Vacation Account",
      "ownerName": "John Smith",
      "_links": {
        "transactions": {

Our Card Account Information API provides you with our mutual customers' card information, balances and transactions. Please visit our product information page to find out more.

Card Account Information API



PSD2 Confirmation of Funds API

 POST /funds-confirmations

{
  "cardNumber": 1234567890123456,
  "account": {
    "iban": "SE5460000000000403333911"
  },
  "payee": "ABC LTD",
  "instructedAmount": {
    "currency": "SEK",
    "amount": 33633.25
  }
}

Our Confirmation of Funds API provides you with a quick availability of funds on a given payment account. Please visit our product information page to find out more.

Confirmation of Funds API

PSD2 Payment Initiation API

 POST /payments/{paymentProduct}

   "debtorAccount": {
      "value": "401934551",
      "accountType": "BBAN"
    },
   "instructedAmount": {
      "currency": "GBP",
      "amount": 1000.00 
   },
   "paymentTypeInformation": {
     "serviceLevel": {
       "code": "NURG"
     },
     "categoryPurpose": {
       "code": "EUSE"
     }
   },

Our Payment Initiation API enables you to develop solutions to initiate payments and transfers, both domestic and cross-border. Please visit our product information page to find out more.

Payment Initiation API

 

 

You can find all of our APIs listed here All API products