Information on Handelsbanken Payment API version 2

Update regarding V2 Payments API for Swedish customers

Handelsbanken Relaunches Payment API V2
The PIS API version 2 has now been relaunched. This version is identical to the previously released version, with the addition of a new endpoint.

Our Payment API V2 now supports the SEK Credit Transfer endpoint for the new local domestic payment type in Sweden.

In addition, we have introduced a new endpoint for both corporate and private customers: other-bank-domestic-credit-transfer. This endpoint should be used for payments that need to be debited immediately after successfully passing all internal validation checks. We understand that this functionality is important for some Third-Party Providers (TPPs). For more information, please refer to the FAQ for ‘Payments to other Banks’.

Please note that, due to changes to our account offerings, it will no longer be possible to initiate payments to other banks from the account type Allkortskonto.

Important Timeline
We kindly ask you to review the documentation available on our Developer Portal and test your integration in our Sandbox environment.

Please be aware that we will shortly be deprecating PIS API V1 and is scheduled to be decommissioned on the 15th November 2026.

Previously communicated information about SEK Credit transfer (from March 2026)

FAQ SEK Credit Transfer

Country specific Payment rules
Luxembourg

Country specific information about our Payment Initiation API and its implementation rules.

General Information

Here you'll find useful information regarding our Payment Initiation API for Luxembourg, such as country specific rules, the Implementation Guidelines for all the payment types and general rules for our payment products.

As we operate worldwide, the services we offer are tailored for each market, so it's important to bear in mind that there can be differences between all of the countries and their payment products.

SCA Methods

The strong customer authentication (SCA) method and security solution applicable for Luxmbourgish customers is:

- Redirect: Card reader and log-on card, with / without cable

Payment products

For Individual customers, we provide SEPA Credit Transfers and Cross-Border Payments.

Implementation Guidelines

Within the link below, you’ll find all the payment types that you can offer to our Individual customers. We also detail what fields, formats and values are required for each payment type.

It's really important that you follow these guidelines to ensure that payments do not get rejected due to incorrect information.

Luxembourgish Implementation Guidelines

General payment rules

The table below contains general rules, cut-off times and processing rules, applicable to the payments that you can offer to our mutual customers.

Payment

Type

General rules

Cut-off time

Processing rules

SEPA

Normal

Payment must be in EUR and sent within the SEPA area.

The beneficiary bank must be a SEPA bank.

Only IBAN account numbers are allowed.

14:00 CET on working days.

Value Date D+1

Cross-border