Upcoming changes in Swedish payment infrastructure

Sweden is facing one of the biggest changes in the history of its payment infrastructure, regarding the updated payment type Credit Transfer. Please refer to the information in the below link.

Updated Information:

Please note that the go-live date for Handelsbanken's new PIS API version 2, which includes the updated SEK Credit Transfer, has been postponed from the 4th of May to the 18th of May. The postponement is due to not all banks having completed their connection to the SEK Credit Transfer infrastructure yet. Despite our revised go-live date, please note that Bankgirot's plan for all banks to be connected by the 14th of April remains unchanged. The sandbox remains open and supports the new functionality in PIS API v2, so you can continue to perform your tests there.

Information regarding SEK Credit transfer

Account Information API

Our Account Information API provides you with essential information to help you develop financial apps.

{
"accountId": "ae577250-6cf3-11e9-9c41-e957ce7d7d69",
"iban": "GB34HAND40516250494847",
"bban": "50494847",
"currency": "GBP",
"accountType": "Current account",
"bic": "HANDGB22",
"clearingNumber": "609534",
"creditLimit": "1000",
"name": "Holidays Account",
"ownerName": "Edward Lewis",
"balances": [{
"balanceType": "CURRENT",
"amount": {
"currency": "GBP",
"content": 27633.25
}
},

The benefits of using our APIs

By using this API, you can safely and securely retrieve customers' accessible payment account information, such as:

- Account list
- Account information
- Account balances
- Account transactions

As we operate in multiple countries, further down this page you'll find country specific information relating to the customer information that will be delivered to you.

Available APIs

We provide two type of APIs, a general API and country specific APIs. However, we are aiming to have just country specific APIs. For Great Britain and Luxemburg we have country specific APIs but for the other countries you have to use the common API. For Great Britain you can, at the moment, use both types but for Luxemburg you can only use the country specific API.

Sweden, Great Britain and The Netherlands: We have one general Accounts API that supports all four countries. Please make sure you subscribe to our Consents API separately before implementing our Accounts API.

Great Britain: We have a country specific Accounts and Cards API for Individual and Corporate customers in Great Britain. Please note that this API contains all endpoints for creating Consent and retrieving Account and Card Information.

Luxembourg: We have a country specific Accounts API for Individual customers in Luxembourg. Please note that this API contains all endpoints for creating Consent and retrieving Account Information.

All API products can be fount here: All API products

Country specific information

As mentioned above, we operate in multiple countries and the customer information delivered to you can vary depending on which country the accounts are located in. To view the country specific information regarding the Account Information API, please click on the links below.

CountryRemarks
Sweden
Great Britain
The Netherlands
Luxembourg
Norway**Managed by external Service partner. Requires separate sign-up.

Testing our APIs

When you've read through the documentation on this page and are ready to start some testing, please head over to this guide which will take you through the testing, step-by-step: Sandbox testing

Implementing our Live APIs

When you've thoroughly tested our APIs and are ready to use our Live PSD2 APIs, you will first need to enroll with us. This can only be done by Third Party Providers that are authorised by their Local Competent Authority. If that applies to you, please follow this guide: Live Data Enrollment

Please note that for Handelsbanken Norway, the PSD2 APIs are handled by a third party service provider where you'll need to separately sign-up and register. The link to their portal can be found in the Country specific section.