Upcoming changes in Swedish payment infrastructure

Sweden is facing one of the biggest changes in the history of its payment infrastructure, regarding the updated payment type Credit Transfer. Please refer to the information in the below link.

Information regarding SEK Credit transfer

Payment API FAQs

What happens when an end user cancels on the payment confirmation window?

Please read our technical guidelines below (depending on which SCA method has been used), as we mention this situation:

SCA Decoupled - Step 3

SCA Redirect - Step 2

Is the transactionStatus in the Payment Initiation flow, updated after the user has signed the SCA flow?

No, the transactionStatus is not updated after the end user has signed the payment. It is updated after the executePayment (PUT) operation.

When can we (the TPP) request the status of a payment?

                                                                                                                                                                                    

DescriptionRequest withinDeletion of PaymentId
If the PSU has signed the payment but it has not been executed, the TPP can ask for the status of the payment within 20 minutes. 20 minsMonthly
If the payment is completed, the status of the payment can be asked for up to 24 months. 24 monthsMonthly

Note: When the PaymentId has been deleted, an HTTP 404 will be returned (GET).

Can I use a short term consent?

You can use a short term consent in the PIS flow.

What is the maximum execution date I can set on a Payment?

                                                                                                                                                                                    

Description
For Private individuals, execution date can be set up to 12 months in the future. This means that Handelsbanken will monitor and execute the payment on set date. Payments with execution date "today" will be sent for processing directly after final approval. Payments that are monitored are sent for processing to the bank on the execution date's morning, at 07:15 CET.  
For Corporates, execution date can be set up to 12 months in the future. This means that Handelsbanken will monitor and execute the payment on set date. Payments with execution date "today" will be sent for processing directly after final approval. Payments that are monitored are sent for processing to the bank on the execution date's morning. 

Note: Please note that this is subject to change.