Upcoming changes in Swedish payment infrastructure

Sweden is facing one of the biggest changes in the history of its payment infrastructure, regarding the updated payment type Credit Transfer. Please refer to the information in the below link.

Updated Information:

Please note that the go-live date for Handelsbanken's new PIS API version 2, which includes the updated SEK Credit Transfer, has been postponed from the 4th of May to the 18th of May. The postponement is due to not all banks having completed their connection to the SEK Credit Transfer infrastructure yet. Despite our revised go-live date, please note that Bankgirot's plan for all banks to be connected by the 14th of April remains unchanged. The sandbox remains open and supports the new functionality in PIS API v2, so you can continue to perform your tests there.

Information regarding SEK Credit transfer

Fallback solution (SE, GB, NL, LU)

A simple guide to help you understand our PSD2 fallback solution available to Third Party Providers.

 

General information

This page describes the authorization model and process of Handelsbanken's fallback solution. The authorization model and process are similar to the one used with our PSD2 APIs.

Our contingency mechanism consists of adding TLS Mutual Authentication (TLS MA) using Qualified Web Authentication Certificates (QWAC) to the interface dedicated for PSUs. By doing so, TPPs can be identified when making calls via the interface, thereby fulfilling the identification demand. The TPP will address the PSU service using an alternate fully qualified domain name (FQDN). The service requires a valid QWAC when establishing TLS MA.

Before using our fallback solution, the TPP is required to enroll to gain access to our PSD2 Live Data. Subscription to PSD2 APIs is not needed however. Information about how to enroll can be found here:

Live Data Access

Important info: If you would like to test or use our Fallback solution, please contact us first. 

Contact us

 

Contingency mechanism

  • Country & Customer type        Entrypoints
  • SE Individuals 
    https://psd2-
fallback.handelsbanken.com/bb/glss/entrypoints/web/seprivpsd2/1.0
  • SE Corporates 
    https://psd2-
fallback.handelsbanken.com/bb/glss/entrypoints/web/secorppsd2/1.0
  • GB Individuals 
    https://psd2-
fallback.handelsbanken.com/bb/glss/entrypoints/web/gbprivpsd2/1.0
  • GB Corporates 
    https://psd2-
fallback.handelsbanken.com/bb/glss/entrypoints/web/gbcorppsd2/1.0
  • NL Individuals 
    https://psd2-
fallback.handelsbanken.com/bb/glss/entrypoints/web/nlprivpsd2/1.0
  • NL Corporates 
    https://psd2-
fallback.handelsbanken.com/bb/glss/entrypoints/web/nlcorppsd2/1.0
  • LU Individuals 
    https://psd2-
fallback.handelsbanken.com/bb/glss/entrypoints/web/luprivpsd2/1.0
  • LU Corporates 
    https://psd2-
fallback.handelsbanken.com/bb/glss/entrypoints/web/xggolpsd2/1.0

 

Step 1. Select initial entrypoint

Access PSU applicable entrypoint. Response includes available SCA Approaches.

 

Step 2. Follow selected SCA Approach directions

SCA Responses are self-sustained. Follow directions and paths accordingly.

 

Step 3. Authorized PSU next step

Authorized PSU response contains session cookies and application entry point to follow.