Upcoming changes in Swedish payment infrastructure

Sweden is facing one of the biggest changes in the history of its payment infrastructure, regarding the updated payment type Credit Transfer. Please refer to the information in the below link.

PLEASE NOTE - UPDATED NEWS REGARDING THE TIMELINE FOR MIGRATION!

Update regarding the migration from the legacy Payments API to the NEW Swedish-market Payments APIs

The date previously communicated for completing this migration, 18 June, is being revised.

This is due to dependencies on the underlying Swedish clearing infrastructure operated by Bankgirot, the timeline of which lies outside Handelsbanken's control.

Until that dependency is resolved, we are not in a position to confirm a new fixed date.

We will share confirmed dates with you as soon as they are available, with sufficient notice for you to plan accordingly.

Information regarding SEK Credit transfer

For frequently asked questions and answers about SEK Credit transfer please follow below link

FAQ: FAQ about SEK Credit Transfer

Fallback solution (SE, GB, NL, LU)

A simple guide to help you understand our PSD2 fallback solution available to Third Party Providers.

 

General information

This page describes the authorization model and process of Handelsbanken's fallback solution. The authorization model and process are similar to the one used with our PSD2 APIs.

Our contingency mechanism consists of adding TLS Mutual Authentication (TLS MA) using Qualified Web Authentication Certificates (QWAC) to the interface dedicated for PSUs. By doing so, TPPs can be identified when making calls via the interface, thereby fulfilling the identification demand. The TPP will address the PSU service using an alternate fully qualified domain name (FQDN). The service requires a valid QWAC when establishing TLS MA.

Before using our fallback solution, the TPP is required to enroll to gain access to our PSD2 Live Data. Subscription to PSD2 APIs is not needed however. Information about how to enroll can be found here:

Live Data Access

Important info: If you would like to test or use our Fallback solution, please contact us first. 

Contact us

 

Contingency mechanism

  • Country & Customer type        Entrypoints
  • SE Individuals 
    https://psd2-
fallback.handelsbanken.com/bb/glss/entrypoints/web/seprivpsd2/1.0
  • SE Corporates 
    https://psd2-
fallback.handelsbanken.com/bb/glss/entrypoints/web/secorppsd2/1.0
  • GB Individuals 
    https://psd2-
fallback.handelsbanken.com/bb/glss/entrypoints/web/gbprivpsd2/1.0
  • GB Corporates 
    https://psd2-
fallback.handelsbanken.com/bb/glss/entrypoints/web/gbcorppsd2/1.0
  • NL Individuals 
    https://psd2-
fallback.handelsbanken.com/bb/glss/entrypoints/web/nlprivpsd2/1.0
  • NL Corporates 
    https://psd2-
fallback.handelsbanken.com/bb/glss/entrypoints/web/nlcorppsd2/1.0
  • LU Individuals 
    https://psd2-
fallback.handelsbanken.com/bb/glss/entrypoints/web/luprivpsd2/1.0
  • LU Corporates 
    https://psd2-
fallback.handelsbanken.com/bb/glss/entrypoints/web/xggolpsd2/1.0

 

Step 1. Select initial entrypoint

Access PSU applicable entrypoint. Response includes available SCA Approaches.

 

Step 2. Follow selected SCA Approach directions

SCA Responses are self-sustained. Follow directions and paths accordingly.

 

Step 3. Authorized PSU next step

Authorized PSU response contains session cookies and application entry point to follow.