Country specific Account rules
Finland
Country specific information about our Account Information API and its implementation rules.
Individual customers
SCA Methods
The strong customer authentication (SCA) methods and security solutions applicable for Finnish Individual customers are:
- Redirect: Security key card (Nyckelkodkort, Avaintunnuskortti)
- Redirect: Code application (Bekräfta-appen, Vahvista-sovellus)
Payment Accounts
We will deliver PSD2 Payment Accounts for Individual customers.
Attributes for the Accounts API
In the below document you'll find which attributes are applicable for Finnish customers, as well as other rules for Accounts (e.g. the maximum number of transactions).
Accounts API - FI attributes document
Corporate customers
SCA Methods
The strong customer authentication (SCA) methods and security solutions applicable for Finnish Corporate customers are:
- Redirect: Security key card (Nyckelkodkort, Avaintunnuskortti)
- Redirect: Code application (Bekräfta-appen, Vahvista-sovellus)
Payment Accounts
We will deliver PSD2 Payment Accounts for Corporate customers.
PSU-Corporate-ID
When sending in a request using our Consent API, you need to add a "PSU-Corporate-ID" into the header. For Finnish Corporates, this is either their official Business ID (e.g. 1234567-8) or a customer number issued by Handelsbanken Finland (e.g. 1234567890). If a customer does not have a Business ID registered with Handelsbanken, then the customer number issued by Handelsbanken should be used instead.
The number to use is displayed in the Corporate Internet bank settings (in Finnish: Yrityksen tiedot > Asiakastunnus; in Swedish: Företagsinformation > Kund-ID). When you include this number in the header, it is important that you use the same format as per the Internet bank (e.g. if there is a hyphen, it must be included).
Corporate mandate
For the end user / agent (PSU) to be able to access the Corporate customer's account information or make payments, they need to have the appropriate permissions as per the Corporate Internet bank agreement. An end user's permissions can be updated by contacting their local branch.
If the end user / agent (PSU) has permission to view accounts for multiple Corporate customers, the Get Accounts response will include all accounts that they have access to. This means that the accounts listed in the response may belong to multiple Corporate customers, rather than just one.
Attributes for the Accounts API
In the below document you'll find which attributes are applicable for Finnish customers, as well as other rules for Accounts (e.g. the maximum number of transactions).
Accounts API - FI attributes document