Country specific Payment rules
The Netherlands

General Information

Here you'll find useful information regarding our Payment Initiation API for The Netherlands, such as country specific rules, the Implementation Guidelines for all the payment types and general rules for our payment products.

As we operate worldwide, the services we offer are tailored for each market, so it's important to bear in mind that there can be differences between all of the countries and their payment products.

SCA Methods

The strong customer authentication (SCA) methods and security solutions applicable for Dutch customers are:

- Redirect: Card reader and log-on card, with / without cable

Payment products

For Individual and Corporate banking customers, we provide SEPA Credit Transfers and Cross-Border Payments.

Corporate mandate

If a countersignature for a payment is necessary as per the Mandate between the Corporate customer and Handelsbanken, please advise the customer to action this within their Online Banking.

PSU-Corporate-ID

For Corporate customers, when sending in a request using our POST endpoint, you need to add a "PSU-Corporate-ID" into the header. For Dutch Corporates, this is a 6 digit Handelsbanken customer number. If the customer does not know their customer number, they can contact their local branch.

Implementation Guidelines

Within the link below, you’ll find all the payment types that you can offer to our Individual and Corporate customers. We also detail what fields, formats and values are required for each payment type.

It's really important that you follow these guidelines to ensure that payments do not get rejected due to incorrect information.

Dutch Implementation Guidelines

General payment rules

The table below contains general rules, cut-off times and processing rules, applicable to the payments that you can offer to our mutual customers.